Marc Sparks – Man of His Word

Marc Sparks is both a man of God and a man of his word, and that alone is what makes him special: He not only keeps his every promise but shows others what the love of God is all about – through actions, through words, through others and more. Marc Sparks holds that there is not one day in which he is successful by his own efforts alone but that God Almighty is the giver of every good thing: Sparks is a firm believer and loves to show his belief in the impossible by donating large sums of money to numerous organizations and charities across the globe; he believes that if God can take care of his needs every day, then he can likewise take care of the needs of others. What comes around does go around, indeed, and Marc is thankful: His entrepreneurial business is now more of a success than it has ever been before, and such continued profits only allow him to further expand to help even more people through Christian philanthropy. Learn more:


Marc knows that those who receive more should give more: He, in fact, holds this as as core principle for how he lives his life, how he runs his marriage and family, how he operates his business and even how he brushes his teeth in the morning. But all joking aside, few people can say that they are genuinely concerned about the needs of others before their own, yet Marc’s life witness says it in its every breath. When Marc speaks, a room of leaders can come to life; all ears will listen, and every hand with a note pad and a pen will begin to take notes as well, since this leader is full of good values, wisdom and knowledge. Learn more:


Habitat for Humanity and Carpenters for Christ, for instance, are beyond ecstatic at the very thought of having Marc onboard for any of their projects: Marc is timely, smart, polite, rich, helpful and a solid entrepreneur and team player overall. Marc cares less about making money and more about helping people though he needs something to help them from, and that’s why he continues to work as an entrepreneur: His well-earned profits allow him to make the difference that this world needs, and God himself must be very proud of this man. Marc lives out his Christian faith on a whole new level and practices what he teaches: For instance, if he teaches that one ought to share with his hungry neighbor, then he will become the first to make a large sum donation to The Salvation Army’s food pantry. Learn more:


It’s the little things that make a difference. Marc knows. He has been there.


How End Citizens United Is Fighting To Change Campaign Finance Laws

What Is End Citizens United?


End Citizens United is a political action committee, also known as a PAC. The mission of End Citizens United is to help bring about campaign finance reform at the local, state and national level. The group aims to achieve its mission by providing money in the form of donations to support candidates that they deem are champions of campaign finance reform.


Another way End Citizens United pursues its agenda is by urging its members and supporters to get out and vote for candidates that the group has endorsed in political elections. The organization also solicits funds on behalf of those politicians from its members and supporters. It is important to point out that End Citizens United is a partisan group. This means that the group aligns itself with one party. End Citizens United is aligned with the Democratic Party, which has a strong agenda of ending dark money in political donations. Many Democratic candidates also routinely speak of ending Citizens United which is right on par with what End Citizens United is pursuing.


2017 has been a record year in terms of fundraising for End Citizens United. The first quarter of 2017 saw the group rake in over $4 million dollars. Average donations came out to be $12 and the PAC saw over 40,000 new people donate to its group. About 100,000 people in total donated to the PAC in the first three months of 2017.


Based on the strong start to fundraising in 2017, End Citizens United is projecting that it will raise over $35 million for the crucial congressional midterm elections slated for 2018. If the group manages to raise that sum of money, it will be $10 million more than it raised the last time around which was $25 million.


There is no doubt that a large war chest is going to be necessary in order to challenge Republicans in the 2018 midterm elections. Holding on to House of Representative seats and Senate seats will be difficult in states that voted for Republican president Donald Trump in the presidential election of 2016. End Citizens United is hedging that a large coffer and grassroots organization can help the Democrats win seats and perhaps even take control of Congress.


Tiffany Muller, who is the executive director at End Citizens United says that a lot of the supporters and donors of her PAC are upset and angry over the results of the election. They also feel that president Donald Trump and the Republican controlled Congress are pursuing an agenda that is not in line with their beliefs and values. Such sentiments, she believes are the reason why groups such as End Citizens United are seeing an influx of donations and support.


What a Leader!

José Henrique Borghi is a leader to be remembered, for his skill, his wit and his continued business success are no laughing matter. He has worked in advertised for approximately 25 years and is still learning new things each day. He never claims to know it all but has the humility to admit making a mistake while learning more from it than he states he would have learned otherwise. Now, that alone takes boldness and humility and learn more about Borghi.

Jose has come up with countless clever ideas for his ad campaigns. One includes a recent women’s rights commercial that aired earlier this year and is still remembered in Brazil and abroad. It spoke of the importance of human rights everywhere while placing a special emphasis on that of women and their need for equality and overall respect. It would be no lie to say that women are attacked, raped and killed every 15 seconds in Brazil, and that point alone is often considered an understatement as well; there are few countries that truly understand all this problem implies and more information click here.

Women are afraid to live in Brazil. It’s good that Jose’s ad spoke out on this matter and reached many in turn, opening many eyes and hearts to what’s really going on beneath the surface. As such, Brazilian women themselves continue to speak out on the matter and hold to their deepest convictions while not crossing the line. They petition and rally for their rights daily while not turning a deaf ear to the many other needs that the country currently has, such as those of wastewater sanitation sanctions and Borghi’s lacrosse camp.

Jose Borghi has also written blogs for Cannes. Its recent film festival was privileged to have him as a guest. He continues to write about the experience and offer his review on mixed perspectives behind the event.

Karl Heideck Breaks Down The PA Lawsuit Against Wells Fargo

Karl Heideck Breaks Down PA Law
Karl Heideck Breaks Down PA Law

The city of Philadelphia filed a suit against Wells Fargo and Co. on May 15th, 2017, stating that they had violated the Fair Housing Act of 1968. Karl Heideck, an attorney with Grant & Eisenhower PA law firm, explains the allegations and the ongoing problems with Wells Fargo.

The city of Philadelphia stated that the San Francisco based Wells Fargo Bank has steered Hispanic and African American borrowers towards loans that have higher interest rates even when they should have qualified for mortgages that had lower interest and lower risk. They further allege that the bank has made it more difficult for these borrowers to then refinance their mortgages, which has led to a higher rate of foreclosure in these populations when compared to Caucasian borrowers.

The city of Philadelphia investigated these claims for a year before filing, utilizing data from the last ten years. They found that African American borrowers were more than twice as likely to receive higher interest loans when compared to Caucasian borrowers while Hispanics were 1.7 times more likely to be offered risky loans. These comparisons were drawn from borrowers who all had a FICO score of 660 or higher.

This process is called redlining, which is a discriminatory practice that dates back to the 1930’s that is now illegal. Banks used to draw red lines around different neighborhoods that they didn’t want to extend loans to, usually due to a number of minorities that were living in this neighborhood. In this case, Wells Fargo is alleged to have denied lower interest loans to borrowers due to their race or the neighborhood that the borrower lived in.

This lawsuit is another huge blow to Wells Fargo. The bank is still trying to recover from a scandal in 2016 where bankers were creating fake accounts so that they could meet their sales goals. The bank is fighting these current allegations, stating that they are unsubstantiated. Wells Fargo has not yet filed a written legal response to the complaint or the city’s request for monetary damages of an unspecified amount as well as an injunction against Wells Fargo to stop them from following discriminatory lending practices.

About Karl Heideck

Karl Heideck has over ten years of practice throughout Philadelphia, previously working as a project attorney on behalf of Pepper Hamilton LLP as well as holding an associate position at Conrad O’Brien. Heideck then graduated with honor from the Temple University Beasley School of Law with his Juris Doctor in 2009 before entering professional practices.

Karl Heideck has previously focused his legal practice on risk management, civil litigation, and compliance and currently serves clients throughout the Philadelphia area. He now focuses on risk management, liquidity, acquisitions and transactional issues related to the 2008 mortgage crisis at Grant & Eisenhower PA.