The High Achievements of Gregory Aziz In The Rail Road Industry

The High Achievements of Gregory Aziz In The Rail Road Industry

Gregory James Aziz is the president at National Steel Car, a leading car company in North America dealing with engineering and manufacturing of railroad freight cars. Over the 100 years of its operations, the company has lead in producing quality and innovative products and has been an asset in the railroad industry. The company has its primary operations based in Hamilton, Ontario. Since the acquisition of the company by Greg Aziz in 1994 the company has doubled its production rates and also added several members to its team. The team members are innovative and hardworking focusing on having happy and content customers.

As the executive of the company, Mr. Aziz believes that competent engineering, team building and significant investment in capital and driven personnel is the key to achieving success in quality car inventions. Since the acquisition, he led the company to various achievements including a certification by ISO 900:2008 for the past 18 years. The company was awarded the TTX SECO award in 1996 for the producing highest quality cars. James Aziz is an over achiever, despite several acknowledgments in the railroad industry, year after year he continues to producing impressive car inventions and meeting the standards of his clients. He has assembled a total of 2,000 staff with professional knowledge in the automotive rail industry.

Greg James Aziz is not a beginner in the business world; he has massive experience from working with Affiliate Foods, a family business dealing with global trading of the fresh foods. For more than a decade he worked at the company supervising the operations of importation and distribution of these fresh foods in several countries worldwide. Aziz also worked in the Investment Banking sector, working with some banks in New York. Aziz currently holds an executive post at the National Industries where he oversees all operations of the company.

Greg James Aziz is an alumnus of University of Western Ontario where he graduated with a degree in Economics. He also took an additional course study at the Ridley College. Aside from being a businessman, he gives back to his community. Aziz sponsors several nonprofit organizations for the Hamilton community. Both he and his wife financially fund the Royal Agricultural Winter Fair in Canada.



The Role That Equities First Holdings Plays in the Financial Industry

Equities First Holdings is a financial services company that was founded in 2012. Their main financial products are margin loans and a shareholder financial service. They have grown into being one of the premier companies of its type in the financial industry and has offices in a number of countries around the world. It was initially headquartered in Indianapolis, Indiana but is now based in London, UK.

Over the years since the company was established Equities First Holdings has completed a large number of financial transactions for mid-sized companies. In addition to the U.S. and the UK, they also have offices in China, Australia, South Africa, and India and learn more about Equities First Holdings.

Equity First Holdings specializes in offering their clients alternative sources of capital. One of the main ways they do this is through stock based loans. In this type of financial transaction, a company that needs capital will receive it from Equities First Holdings in exchange for shares in their company. The loans feature low-interest rates and are generally repaid in three years. They are also non-recourse which means that the company can walk away from the terms of the loan at any time and Equities First Holdings will retain any shares they still have and more information click here.

A stock based loan like Equities First Holdings offers are used by those companies that are having difficulty getting a conventional loan for any number of reasons. The most common one is that since the financial crisis most banks have created such high lending standards that they won’t loan money to any but those companies with the most outstanding credit.

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Articles That Tell

The reason that Brazil’s Alexandre Gama has had so many privileges is that he works hard to stay a true, respected leader. He does not work any less hard than when he began in the writing and editing business back in 1982 – as a mere assistant for Ogilvy & Mather. He is thankful to have had the experience, as he has often been quoted in saying that it has ultimately pushed his skills as a whole and made him twice the copywriter, editor and content innovator that he could ever hope to be. It’s those first impressions – or first jobs, should we say – that make or break a person, and Gama’s experience was not different at all. He has also had several such opportunities, in the form of in-house staff jobs, to prove himself more and more – thus gradually landing assignments of higher position in Brazil.

Jose Borghi Proves Yet Again that Hard Work and Determination is the Key

Jose Borghi is a well-known person in Brazilian Advertising industry through his significant contributions towards revolutionizing how brands approached and solved consumers’ needs. Borghi is currently the co-chief executive officer and CCO of Mullen Lowe Brasil. Though his successes precede him, he never made due to what other people call luck of destiny. Borghi is a staunch believer in hard work and determination; the two traits that propelled him higher up where he is now.

Jose Borghi while in high school, felt an urge to dig deeper into what life had in store for him. Through the help of his sister, he was able to discover his love for advertising when he attended a theater performance where there was an award of Cannes Lions, a prominent award in Brazil. Hardly did he know that one day he will too be among the most prominent advertisers in Brasil.

After high school, Borghi joined a course in Advertising at PUC Campinas where he graduated and started his broadcasting career in 1989 as an Editor at Standart Ogilvy. Borghi later joined hands with Erh Ray to start an Ad Agency called BorghiErh which became the father of change the Brazilian Advertising industry has witnessed. After so much success, BorghiErh was observed by Lowe to form Borghi Lowe. And recently Borghi Lowe merged with Mullen Groups and Lowe & Partners to form a powerful Ad Agency, Mullen Lowe Brasil.

Through Mullen Lowe, Borghi has helped biggest brands such as Delta Airlines, Honda, Folha Group, among others to drive campaigns that have won both domestic and international awards. Borghi has helped brands devise a new way of perceiving customers’ inner cravings. Through collaborations with Narita Design & Strategy research agency, Borghi has proved that indeed the use of images in ads yields better results than just plain words and contact him.

Their findings indicated that the participants were more likely to respond faster when given an image as compared to pure questions. Borghi commented that this would help companies deliver more value through their advertising. The study presented a new method of conducting customer research, where instead of issuing out questionnaires and later analyzing the results, the participants are asked to respond using the pictures and learn more about Borghi.

A school in Berlin said that these findings are accurate in that a person is more likely to answer based on his emotions when given images since his rational thinking might not be practical at that time.

Through this and more, Borghi has set an example for the generations to come that hard work is rewarded. And anyone can make a positive impact in their society and Borghi’s lacrosse camp.

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Marc Sparks – Man of His Word

Marc Sparks is both a man of God and a man of his word, and that alone is what makes him special: He not only keeps his every promise but shows others what the love of God is all about – through actions, through words, through others and more. Marc Sparks holds that there is not one day in which he is successful by his own efforts alone but that God Almighty is the giver of every good thing: Sparks is a firm believer and loves to show his belief in the impossible by donating large sums of money to numerous organizations and charities across the globe; he believes that if God can take care of his needs every day, then he can likewise take care of the needs of others. What comes around does go around, indeed, and Marc is thankful: His entrepreneurial business is now more of a success than it has ever been before, and such continued profits only allow him to further expand to help even more people through Christian philanthropy. Learn more:


Marc knows that those who receive more should give more: He, in fact, holds this as as core principle for how he lives his life, how he runs his marriage and family, how he operates his business and even how he brushes his teeth in the morning. But all joking aside, few people can say that they are genuinely concerned about the needs of others before their own, yet Marc’s life witness says it in its every breath. When Marc speaks, a room of leaders can come to life; all ears will listen, and every hand with a note pad and a pen will begin to take notes as well, since this leader is full of good values, wisdom and knowledge. Learn more:


Habitat for Humanity and Carpenters for Christ, for instance, are beyond ecstatic at the very thought of having Marc onboard for any of their projects: Marc is timely, smart, polite, rich, helpful and a solid entrepreneur and team player overall. Marc cares less about making money and more about helping people though he needs something to help them from, and that’s why he continues to work as an entrepreneur: His well-earned profits allow him to make the difference that this world needs, and God himself must be very proud of this man. Marc lives out his Christian faith on a whole new level and practices what he teaches: For instance, if he teaches that one ought to share with his hungry neighbor, then he will become the first to make a large sum donation to The Salvation Army’s food pantry. Learn more:


It’s the little things that make a difference. Marc knows. He has been there.


How End Citizens United Is Fighting To Change Campaign Finance Laws

What Is End Citizens United?


End Citizens United is a political action committee, also known as a PAC. The mission of End Citizens United is to help bring about campaign finance reform at the local, state and national level. The group aims to achieve its mission by providing money in the form of donations to support candidates that they deem are champions of campaign finance reform.


Another way End Citizens United pursues its agenda is by urging its members and supporters to get out and vote for candidates that the group has endorsed in political elections. The organization also solicits funds on behalf of those politicians from its members and supporters. It is important to point out that End Citizens United is a partisan group. This means that the group aligns itself with one party. End Citizens United is aligned with the Democratic Party, which has a strong agenda of ending dark money in political donations. Many Democratic candidates also routinely speak of ending Citizens United which is right on par with what End Citizens United is pursuing.


2017 has been a record year in terms of fundraising for End Citizens United. The first quarter of 2017 saw the group rake in over $4 million dollars. Average donations came out to be $12 and the PAC saw over 40,000 new people donate to its group. About 100,000 people in total donated to the PAC in the first three months of 2017.


Based on the strong start to fundraising in 2017, End Citizens United is projecting that it will raise over $35 million for the crucial congressional midterm elections slated for 2018. If the group manages to raise that sum of money, it will be $10 million more than it raised the last time around which was $25 million.


There is no doubt that a large war chest is going to be necessary in order to challenge Republicans in the 2018 midterm elections. Holding on to House of Representative seats and Senate seats will be difficult in states that voted for Republican president Donald Trump in the presidential election of 2016. End Citizens United is hedging that a large coffer and grassroots organization can help the Democrats win seats and perhaps even take control of Congress.


Tiffany Muller, who is the executive director at End Citizens United says that a lot of the supporters and donors of her PAC are upset and angry over the results of the election. They also feel that president Donald Trump and the Republican controlled Congress are pursuing an agenda that is not in line with their beliefs and values. Such sentiments, she believes are the reason why groups such as End Citizens United are seeing an influx of donations and support.


What a Leader!

José Henrique Borghi is a leader to be remembered, for his skill, his wit and his continued business success are no laughing matter. He has worked in advertised for approximately 25 years and is still learning new things each day. He never claims to know it all but has the humility to admit making a mistake while learning more from it than he states he would have learned otherwise. Now, that alone takes boldness and humility and learn more about Borghi.

Jose has come up with countless clever ideas for his ad campaigns. One includes a recent women’s rights commercial that aired earlier this year and is still remembered in Brazil and abroad. It spoke of the importance of human rights everywhere while placing a special emphasis on that of women and their need for equality and overall respect. It would be no lie to say that women are attacked, raped and killed every 15 seconds in Brazil, and that point alone is often considered an understatement as well; there are few countries that truly understand all this problem implies and more information click here.

Women are afraid to live in Brazil. It’s good that Jose’s ad spoke out on this matter and reached many in turn, opening many eyes and hearts to what’s really going on beneath the surface. As such, Brazilian women themselves continue to speak out on the matter and hold to their deepest convictions while not crossing the line. They petition and rally for their rights daily while not turning a deaf ear to the many other needs that the country currently has, such as those of wastewater sanitation sanctions and Borghi’s lacrosse camp.

Jose Borghi has also written blogs for Cannes. Its recent film festival was privileged to have him as a guest. He continues to write about the experience and offer his review on mixed perspectives behind the event.

Karl Heideck Breaks Down The PA Lawsuit Against Wells Fargo

Karl Heideck Breaks Down PA Law
Karl Heideck Breaks Down PA Law

The city of Philadelphia filed a suit against Wells Fargo and Co. on May 15th, 2017, stating that they had violated the Fair Housing Act of 1968. Karl Heideck, an attorney with Grant & Eisenhower PA law firm, explains the allegations and the ongoing problems with Wells Fargo.

The city of Philadelphia stated that the San Francisco based Wells Fargo Bank has steered Hispanic and African American borrowers towards loans that have higher interest rates even when they should have qualified for mortgages that had lower interest and lower risk. They further allege that the bank has made it more difficult for these borrowers to then refinance their mortgages, which has led to a higher rate of foreclosure in these populations when compared to Caucasian borrowers.

The city of Philadelphia investigated these claims for a year before filing, utilizing data from the last ten years. They found that African American borrowers were more than twice as likely to receive higher interest loans when compared to Caucasian borrowers while Hispanics were 1.7 times more likely to be offered risky loans. These comparisons were drawn from borrowers who all had a FICO score of 660 or higher.

This process is called redlining, which is a discriminatory practice that dates back to the 1930’s that is now illegal. Banks used to draw red lines around different neighborhoods that they didn’t want to extend loans to, usually due to a number of minorities that were living in this neighborhood. In this case, Wells Fargo is alleged to have denied lower interest loans to borrowers due to their race or the neighborhood that the borrower lived in.

This lawsuit is another huge blow to Wells Fargo. The bank is still trying to recover from a scandal in 2016 where bankers were creating fake accounts so that they could meet their sales goals. The bank is fighting these current allegations, stating that they are unsubstantiated. Wells Fargo has not yet filed a written legal response to the complaint or the city’s request for monetary damages of an unspecified amount as well as an injunction against Wells Fargo to stop them from following discriminatory lending practices.

About Karl Heideck

Karl Heideck has over ten years of practice throughout Philadelphia, previously working as a project attorney on behalf of Pepper Hamilton LLP as well as holding an associate position at Conrad O’Brien. Heideck then graduated with honor from the Temple University Beasley School of Law with his Juris Doctor in 2009 before entering professional practices.

Karl Heideck has previously focused his legal practice on risk management, civil litigation, and compliance and currently serves clients throughout the Philadelphia area. He now focuses on risk management, liquidity, acquisitions and transactional issues related to the 2008 mortgage crisis at Grant & Eisenhower PA.

Timothy Armour Offers Advice on Asset Management

Warren Buffet, an outspoken investor, asserted that investing in hedge funds in modern times is a risk. His sentiments elicited mixed reactions amongst industry fund players with some insisting he is wrong. He noted that investors get duped by fund managers and end up losing on their investments. Mr. Buffet adds that low-cost investments for a long term have proved to be safer for those seeking better retirement plans.

In his letter, Mr. Buffet offers advice that poor returns from mutual investment funds result from the high cost of management and excessive trading. The market is also volatile with unknown risk factors standing on the way. Investors are poorly advised on the possibility of the risks and fund managers concentrate more on luring them into making investments. A list of investors surveyed showed they lacked information on the risks that lay ahead in asset investments. These risks in include a 100% loss on investment in the event of a market downturn.

Timothy Armor Capital funds manager, adds there are no set criteria to determine the performance of an asset management fund company. Lack of defined performance measures leaves investors at the risk of losses despite the high returns that the industry attracts. Timothy continues to add that investors need to research and understand the chosen company and its performance over the years. According to his sentiments, his firm carries an investment history totaling over 653 years with its 18 equity funds investors all that yield profits for investors.

Mr. Armour experience with Capital Group spans for more than 30 years. He currently holds the position of Chief Executive Officer and the chairman since 2015 after the demise of James Rothenberg, his predecessor. During his time with the company, he has amassed a wealth of experience having worked as an equity investment analyst covering global telecommunications and US service companies.

His career at Capital group started as a participant in the associate’s program. He is an economics degree holder having graduated from Middlebury College. Armour also manages money for the company alongside his leadership duties. He is the acting fund manager for the $100 billion American Capital Income Builder Fund among others.

Talk Fusion – Ensuring Companies Can Take Advantage of Video Marketing through its Video Marketing Applications

Marketing is a sphere that continues to become more and more competitive, and companies are trying new and innovative ways to lure the target audience. As each sector becomes more and more competitive, it has become essential for the companies to think out of the box and implement marketing measures that would help them get a competitive advantage over their counterparts. And, this is where the products and applications offered by Talk Fusion come in the picture.



Talk Fusion is a highly renowned technology firm that provides video marketing solutions along with a variety of video communication applications and products. The primary aim of the company is to help the companies look outside of their conventional marketing horizon, and take on the new age of marketing with the aid of video-based products and applications. Talk Fusion offers products such as video email, video chat, video newsletters, and more.



The company has found over the years of research that by adding video to any conventional marketing medium, its effectiveness improves by a high margin. It is, for this reason, Talk Fusion continues to come up with new products and applications for its clients, which includes both the individuals as well as the large-scale corporations. The products and applications offered by Talk Fusion can be used for personal as well as business purposes.



Many people use Talk Fusion applications such as Video chat and video email for private purposes, while in corporations, it becomes a useful tool to communicate with the management as well as the clients. The entire idea of video marketing solutions offered by Talk Fusion is based on the notion that videos are more effective in sending the message across, and it has been seen that it helps in improving the customer management by 44 percent and chances of customers buying the product of the company by 85 percent.



Bob Reina founded Talk Fusion in 2007 and presently serves as the CEO of the company. He said in an interview recently that video marketing has gained importance today, but Talk Fusion has been working on it for over a decade, and it is what reflects the experience and expertise of Talk Fusion in the video marketing sector.